Auto Title Loan Privacy Policy Expectation of Privacy Safekeeping of customer information is a high priority at Texas Auto Ti

Auto Title Loan Privacy Policy

Expectation of Privacy

Safekeeping of customer information is a high priority at Texas Auto Title We will continue to maintain the high standards necessary to ensure that your information is kept private and secure at all times. If you close your account or become an inactive customer, we will continue to adhere to this privacy policy.

Information Management Practices

Information about customers is accumulated from a variety of sources. You provide some information. We record other information, such as your account history, and still other information is obtained from outside sources, such as affiliates and credit reporting agencies. We limit the collection and use of information about customers to the data necessary to administer our business, and provide superior service. We use some information to help identify and mitigate potential risks or loss to our operations.

Information Security Protection

We safeguard information about you according to established security procedures designed to prevent unauthorized access. We restrict access to non-public personal information about you to those of our employees, agents, and servicers who need to know that information to provide credit services and loans to you.

Types of Personal Information Collected

In conducting our business we collect and maintain various types of information about our customers, including:

A) Identification information (account numbers, Social Security numbers, dates of birth, addresses, and contact information);

B) Information regarding your credit worthiness and credit capacity (financial statements, employment information, credit history, and income and expenses);

C) Data we obtain when we verify information in a loan application (such as employment history or deposit accounts); D) Account activity information (loan balances and transaction histories).

We use this personal information only for business purposes consistent with ethical practices and in compliance with applicable laws and regulations. We may share only the information that you authorize us to or permitted by law.

Information Use

Texas Auto Title may use your personal information as follows:

A) As a security measure, to prevent unauthorized persons from accessing your accounts.

B) To conduct business safely and soundly. We use personal information, for example, taken from loan applications to manage risk.

C) We may share information about our experience and transactions with you among various standard verification services that are used by Credit Services Organizations, payday lenders, auto title lenders, and check cashers that are permitted by law.

D) In satisfying legal requirements, such as for tax reporting or subpoenas, as required by state and federal government.

Regulation/Licensing of CSO and Complaints, a d/b/a of Online MyCashTime, LLC, is licensed as a Credit Access Business and Credit Service Organization and is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems.

Office of Consumer Credit Commissioner

2601 N. Lamar Blvd.
Austin, TX 78705-4207

(800) 538-1579

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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